πŸ“‹ Requirements Guide

Brigit Requirements Checklist

Everything you need to qualify for Brigit cash advances in 2025.

πŸ“… Updated: January 2025 β€’ ⏱️ 5 min read
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Brigit: US Resident

Must be a legal US resident with a valid Social Security Number

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Brigit: 18+ Years Old

Must be at least 18 years of age to use Brigit

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Brigit: Bank Account

Active checking account with 60+ days of history

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Brigit: Regular Income

Recurring direct deposits (paycheck, gig income, etc.)

Brigit: Complete Requirements Checklist

Brigit: βœ… Required to Qualify

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US Residency

You must be a legal resident of the United States with a valid SSN. Brigit is not available in other countries.

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Minimum Age: 18 Years

You must be at least 18 years old to create a Brigit account.

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Active Checking Account

You need a checking account (not savings) that has been open for at least 60 days with regular activity.

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Regular Direct Deposits

Your account must show recurring income through direct deposit - paychecks, gig payments, government benefits, etc.

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Positive Account Balance

While not explicitly required, having a positive balance history helps you get approved with higher limits.

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Smartphone

iPhone (iOS 13+) or Android phone to download and use the Brigit app.

Brigit: What You DON'T Need

Brigit: ❌ Not Required

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Good Credit Score

Brigit does NOT check your credit score. Bad credit? No credit? No problem!

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Employment Verification

No employer phone calls or pay stubs required. Brigit verifies income through your bank account.

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Minimum Income Amount

No minimum income requirement - gig workers, part-time workers, and students can qualify!

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Collateral or Co-signer

No need to put up any collateral or have someone co-sign for you.

Brigit: Supported Banks

Brigit works with most major US banks through Plaid. Here are some confirmed compatible banks:

βœ… Supported⚠️ May Have Issues
Chase, Bank of America, Wells Fargo, Citi, Capital One, US Bank, PNC, TD Bank, Regions, SunTrust, BB&T, Fifth Third Some credit unions, Small local banks, Newer online banks

πŸ’‘ Tip

If your bank isn't supported, try linking a different account or contact Brigit support for alternatives.

Brigit: Income Types That Qualify

  • W-2 Employment: Regular paychecks from an employer βœ…
  • Gig Work: Uber, Lyft, DoorDash, Instacart payments βœ…
  • Freelance: Regular client payments βœ…
  • Government Benefits: Social Security, disability, unemployment βœ…
  • Pension/Retirement: Regular pension deposits βœ…
  • Child Support/Alimony: If deposited regularly βœ…

⚠️ Income Requirements

Your income must be deposited directly into your bank account. Cash deposits or check deposits may not count toward eligibility.

Brigit: Why You Might Get Denied

Common reasons for Brigit denial:

  • Bank account less than 60 days old
  • No regular direct deposits showing
  • Frequent overdrafts or negative balances
  • Insufficient account activity
  • Bank not supported by Plaid
  • Income too irregular or unpredictable

If denied, check out our guide: Brigit Denied Me - What To Do

Meet the Requirements with Brigit?

Apply now and get up to $500 cash advance with no credit check!

Check My Eligibility β†’
Jessica Chen

Written by Jessica Chen

Personal Finance Expert with 8+ years covering fintech, cash advance apps, and credit building strategies. Learn more β†’