Brigit: US Resident
Must be a legal US resident with a valid Social Security Number
Brigit: 18+ Years Old
Must be at least 18 years of age to use Brigit
Brigit: Bank Account
Active checking account with 60+ days of history
Brigit: Regular Income
Recurring direct deposits (paycheck, gig income, etc.)
Brigit: Complete Requirements Checklist
Brigit: β Required to Qualify
You must be a legal resident of the United States with a valid SSN. Brigit is not available in other countries.
You must be at least 18 years old to create a Brigit account.
You need a checking account (not savings) that has been open for at least 60 days with regular activity.
Your account must show recurring income through direct deposit - paychecks, gig payments, government benefits, etc.
While not explicitly required, having a positive balance history helps you get approved with higher limits.
iPhone (iOS 13+) or Android phone to download and use the Brigit app.
Brigit: What You DON'T Need
Brigit: β Not Required
Brigit does NOT check your credit score. Bad credit? No credit? No problem!
No employer phone calls or pay stubs required. Brigit verifies income through your bank account.
No minimum income requirement - gig workers, part-time workers, and students can qualify!
No need to put up any collateral or have someone co-sign for you.
Brigit: Supported Banks
Brigit works with most major US banks through Plaid. Here are some confirmed compatible banks:
| β Supported | β οΈ May Have Issues |
|---|---|
| Chase, Bank of America, Wells Fargo, Citi, Capital One, US Bank, PNC, TD Bank, Regions, SunTrust, BB&T, Fifth Third | Some credit unions, Small local banks, Newer online banks |
π‘ Tip
If your bank isn't supported, try linking a different account or contact Brigit support for alternatives.
Brigit: Income Types That Qualify
- W-2 Employment: Regular paychecks from an employer β
- Gig Work: Uber, Lyft, DoorDash, Instacart payments β
- Freelance: Regular client payments β
- Government Benefits: Social Security, disability, unemployment β
- Pension/Retirement: Regular pension deposits β
- Child Support/Alimony: If deposited regularly β
β οΈ Income Requirements
Your income must be deposited directly into your bank account. Cash deposits or check deposits may not count toward eligibility.
Brigit: Why You Might Get Denied
Common reasons for Brigit denial:
- Bank account less than 60 days old
- No regular direct deposits showing
- Frequent overdrafts or negative balances
- Insufficient account activity
- Bank not supported by Plaid
- Income too irregular or unpredictable
If denied, check out our guide: Brigit Denied Me - What To Do
Meet the Requirements with Brigit?
Apply now and get up to $500 cash advance with no credit check!
Check My Eligibility β